Terms of Service
Last updated: April 24, 2026
By downloading or using FinTide ("the App"), you agree to these Terms of Service. Please read them carefully.
1. Use of the App
FinTide is a personal finance portfolio tracking tool intended for informational purposes only. The App does not provide financial advice, investment recommendations, or any regulated financial services. All data displayed, including prices, values, and forecasts, is for informational purposes only.
You must be at least 13 years old to use this App.
2. No Financial Advice
Nothing in FinTide constitutes financial, investment, tax, or legal advice. You are solely responsible for your investment decisions. Past performance shown in the App does not guarantee future results.
3. Subscriptions and Payments
FinTide offers optional Pro subscriptions (Pro Monthly and Pro Annual) managed through Google Play Billing.
- Subscription fees are charged to your Google Play account at confirmation of purchase
- Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period
- You can manage and cancel subscriptions in your Google Play account settings
- Refunds are handled according to Google Play's refund policy
- We reserve the right to change subscription prices with reasonable notice
4. Basic Tier Limitations
The Basic (free) tier of FinTide is limited to 1 portfolio, 5 assets, and 5 price alerts. These limits may be changed at any time. All analysis tools — including dividend tracking, tax reports, stress testing, portfolio comparison, rebalancing, withdrawal simulator, what-if simulator, FIRE tracker, and more — are available on the Basic tier. A Pro subscription removes the portfolio, asset, and alert limits.
5. Price Data Accuracy
Price data is sourced from third-party market data providers and may be delayed or inaccurate. FinTide makes no warranties about the accuracy, completeness, or timeliness of price data. Do not make financial decisions based solely on data shown in the App.
5a. Tax Reports and Financial Analysis
Tax reports, capital gains calculations, tax-loss harvesting suggestions, stress test results, withdrawal simulations, and all other analysis features are provided for informational purposes only. They do not constitute tax advice, investment advice, or any other form of regulated financial or legal advice. You should consult a qualified tax professional or financial adviser before making decisions based on this information. FinTide makes no warranty that these calculations are accurate, complete, or compliant with the tax laws of any jurisdiction.
6. Your Data
Your portfolio data is stored locally on your device. If you use the Google Drive backup feature, your data is stored in your personal Google Drive account. You are responsible for maintaining access to your Google account. We are not liable for any loss of data.
7. Intellectual Property
FinTide and its content are owned by us and protected by applicable intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of the App.
8. Disclaimer of Warranties
The App is provided "as is" without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
9. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the App.
10. Changes to Terms
We may update these Terms at any time. We will update the "Last updated" date at the top. Continued use of the App after changes constitutes acceptance of the updated Terms.
11. Governing Law
These Terms are governed by applicable law. Any disputes shall be resolved in the courts of competent jurisdiction.
12. Contact
For any questions about these Terms, contact us at [email protected].